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It's important to plan for your retirement years - the earlier you start saving, the more money you'll have to really enjoy your retirement - our Personal Pension maybe for you.

How they work

  • Personal Pensions are simple and flexible, designed with your convenience in mind.
  • You can contribute to a Personal Pension whether you are in employment, a fixed-contract worker, self-employed, or even if you're not working but able to afford contributions.
  • Either you and/or your employer can contribute to your Personal Pension.
  • Regular contributions are invested to build up your own pension fund. You can also make lump-sum contributions whenever you like.
  • As with any investment related to stocks and shares, the price of shares and any income from them can go down as well as up. It is possible that the value may fall below the original investment.
  • Any contributions you make will be tied up until you take your retirement benefits.



Read our Personal Pension FAQs


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