HSBC Premier is more than just a bank account, it's an exclusive service tailored to your individual financial needs. As an HSBC Premier customer, you'll be able to access your banking services from anywhere you choose to live or work around the world.
If you have an individual salary of £100,000 and/or over £50,000 in savings or investments with HSBC, then you could be eligible for an HSBC Premier Bank Account.* Click here for more information on our eligibility criteria to check if you qualify.
Overview
As a HSBC Premier customer, you can expect the following exclusive benefits and services:
- Dedicated Premier Relationship Manager - Your own Relationship Manager will provide ongoing help and advice for all your banking needs and help you get the most out of HSBC Premier.
- Wealth Management Expertise - For those longer term financial decisions, an expert Independent Financial Adviser can help you with planning, investing and protecting your future.
- International Services - Wherever you are in the world, you'll feel at home and in control of your money with our extensive international services. We offer emergency assistance and support for you and your family, and much more.
- Preferential Offers - To help you get more from your money, we provide preferential offers on a range of products.
- HSBC Premier Credit Card - You will automatically be eligible to apply for the HSBC Premier Credit Card (typically 11.9% APR variable), offering an exciting and exclusive rewards programme.
- Family Services - Whether you're a young family or your children are leaving home, we can help you plan for your children's futures and provide extra services for your family.
- Travel & Leisure - HSBC Premier offers a range of products and services to make you're your personal and business trips that much more enjoyable.
As an HSBC Premier customer, from time to time we may offer you other preferential services on a range of products in addition to those outlined above. Your Relationship Manager will be able to guide you through the most up-to-date offers in person at one of our Premier Centres.
You will also enjoy the following HSBC Premier Bank Account benefits as standard:
- An HSBC Premier debit card providing Worldwide ATM withdrawals without any ATM transaction fees from HSBC.1
- 24/7 telephone banking through Premier Direct.**
- Access to your accounts online where you can make payments and pay bills securely.
- Worldwide Travel Insurance for customers resident within the UK, Channel Islands and Isle of Man, who are under the age of 70. HSBC Travel Insurance is provided by Aviva Insurance UK Limited.***
- UK based foreign currency accounts.
- Identity Theft Assistance.
- Green Option - New and existing HSBC customers have the option to Go Green with their current account and avoid unnecessary paper in everyday banking.
1 Any foreign currency debit card payments (including cash withdrawals) are converted to Sterling by VISA or MasterCard (as appropriate) using wholesale market rates applying on the day the conversion is made.
These transactions are subject to our foreign exchange charge of 2.75%.
We will deduct the payment from your account once we receive details of the payment from the card scheme, at the latest the next working day.
Details of the current wholesale market rates can be obtained by calling us on the usual telephone numbers.
Cash machines: Some cash machine operators may apply a direct charge for withdrawals from their cash machines and this will be advised on screen at the time of withdrawal.
Shops and retailers: There is no transaction fee for using your debit card to pay for goods and services overseas.
* HSBC Premier is available without a monthly account fee if you meet any of the following criteria:
- You have savings or investments of at least £50,000 with HSBC in the UK. We request that your main income is paid into your HSBC Premier Bank Account; or
- You have an individual annual income of at least £100,000 paid into your HSBC Premier Bank Account and either:
- a mortgage(s) of at least £300,000 with HSBC in the UK
- a product taken out through our independent financial advisory service, excluding mortgage-related insurance; or
- You qualify for HSBC Premier in another country.
** Our 24 hour telephone banking and secure internet banking service are subject to scheduled maintenance periods. To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call with us.
*** HSBC Travel Insurance is provided by Aviva Insurance UK Limited.
Available to customers under 70 years of age and residents of the UK, Channel Islands or Isle of Man.
Policy Terms and Conditions apply (PDF).
If you live in the UK mainland please use this document.
This policy has been designed to meet the travel needs of the majority of customers.
If it does not meet your needs you will need to arrange separate cover.
Once you are an HSBC Bank Premier bank account member cover is immediately provided.
Always take your travel insurance policy and your membership card, which have your reference number on them, with you when travelling.
These documents provide quick access to the claims and medical emergency numbers which you may need when travelling.
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